Saving For Retirement: Diversify Your Portfolio

By Patricia Uceda, Spring 2015 Graduate Research Assistant

In order to get the most out of your retirement savings account, you want to be capturing the average growth of the stock market each year. This is best done by making sure that your portfolio is diversified. Your reasonable investment strategy should include a mix of stocks, bonds, and cash, with the level of risk that is most appropriate for your personal risk tolerance.