Why Should you Diversify? Ask the Three Little Pigs.

Diversification is an important investing topic. While every investor has different circumstances and should obtain advice before investing, take the time to understand diversification and how it can impact your account.  Join our little friends, the three pigs, as they tackle diversification and build an investment strategy suitable for them that survives some serious huffing and puffing.

GSU Students: Try a Clinic to Experience a New Area of the Law

chris experienceWhy should Georgia State Law students take a clinic?  Christopher Pugh, JD ’16 says law students should experience a clinic to try out new areas of law:

Pugh said, “I joined the Investor Advocacy Clinic here at Georgia State to gain experience in arbitration, an expanding field of law. Through the clinic’s direct work with real clients, clinic students can experience all stages of dispute resolution and skills in case management, client selection and even law firm management. The practical skills students learn in the clinic are exactly what employers are looking for. 

Apply by February 28 for the fall 2018 in-house clinics.  Applications available here.

Beat Them at Their Own Game

By Abigail Howd, Spring 2018 IAC Student Intern

FINRA says that Americans lose $50 billion a year due to investment fraud. You would probably like to think you could see through a con artist’s scam, and now, you can put that theory to the test without any risk to your bank account. The FINRA Investor Education Foundation created an online game, Con ‘Em If You Can, where you can try your hand at besting the best fraudsters in town, the town of Shady Acres, that is.

In the game, your goal is to accumulate wealth and strength while avoiding capture by the Fraud Fighting Agency’s ruthless agents. The game first provides you with the “Fraud Tools” that you will need to succeed. Each of these fraud tools is a persuasion technique commonly used by fraudsters: Continue reading

Join a Clinic to Find Your Career Path: Apply Now for Fall 2018

Applications for the three in-house clinics’ fall 2018 semesters are due February 28 before 11:59 pm at  insidelaw.gsu.edu/clinic-application.  Why should you consider joining the Health Law Partnership (HeLP), Investor Advocacy Clinic (IAC) or Philip C. Cook Low Income Taxpayer Clinic?  Read former IAC intern Qudsiq Shafiq’s take on how clinic helped her discover her path in law:

Law IACBy: Qudsia Shafiq, Fall 2017 IAC Student Intern

In Fall 2016, I enrolled in the business arbitration practicum without any prior knowledge about FINRA, arbitration or the securities industry. After one semester of the Business Arbitration Practicum course and two semesters of the Investor Advocacy Clinic, I can confidently say that this was the most impactful experience during law school because of what I learned.

First, I learned what other courses didn’t teach me.

  • I learned to work closely with two different groups of individuals (both of whom I now consider my clinic family);
  • I learned how to interview, communicate and build relationships with (potential) clients, attorneys, and other similar clinic students;
  • I learned to confidently draft complex statements of claim, demand letters, and memos;
  • I learned about different damage theories and how to apply them in calculating damages to accurately represent our investors’ losses;
  • I learned how to run a law firm – being mindful of timekeeping and time management; and
  • I learned how to be a more efficient and effective attorney from my peers and Professor Iannarone, who constructively challenged my approaches, ideas, and resolution recommendations.

The Clinic provided a safe learning environment where I could express any ideas without fear of placing a client’s matter in jeopardy.

Second, and most importantly, the Clinic allowed me to find an area of law I was passionate about and an area that combined all my interests. I entered the clinic knowing I was interested in transactional work, advocating for underrepresented or aggrieved individuals and finance/business; but what I unexpectedly discovered was my interest in capital markets, alternative methods of dispute resolution, securities regulation and the role of government agencies.

Third, the Clinic provided me with invaluable opportunities such as partnering with the Secretary of State Securities Division to investigate consumer complaints and my personal favorite – testifying before the SEC’s Investor Advocacy Committee in Washington, D.C.

All this to say, that a decision to enroll in a law school course and clinic, led me to an unexpected career path – a decision and opportunity that I am eternally grateful for.

Lucia v. SEC: Who’s the Officer in Charge Here?

By: Esmat Hanano, IAC Student Intern Spring 2018

The Securities and Exchange Commission (SEC) is in the spotlight again, but not for any regulations or judgments it issued. Rather, the very structure of the SEC is the newsworthy topic because of a pending Supreme Court case: Lucia v. SEC. Lucia has not been set for oral argument; however, it is already causing quite a stir within the legal community because of the potential implications a decision by the Court will have. The main issue to be decided in Lucia is “[w]hether administrative law judges of the Securities and Exchange Commission are Officers of the United States within the meaning of the Appointments Clause.” While this seems like a boring issue worthy of only the most avid Supreme Court nerd, a decision one way or the other will have lasting impact that goes well beyond the SEC. Administrative law judges (ALJs) hand down enforcement orders for the SEC and a myriad of other agencies such as the Federal Deposit Insurance Corporation (FDIC). The work that ALJs perform is integral to the functioning of a regulatory agency and they are one of the main enforcement tools available to the Executive branch when it comes to civil remedies. Continue reading

The Professional Bridge

Jenna Dakroub photoBy:  Jenna Dakroub, Spring 2018 HeLP Legal Services Clinic Student Intern

When people need legal advice, they call their lawyers. When people need medical advice, they call their doctors. While all of the HeLP clinic’s clients have sick children, many are referred specifically for Social Security denials or Social Security terminating their existing Supplemental Security Income (SSI) benefits. The issues raised in a typical SSI case overlap between both the medical and legal professions. When the two professions join together, the client gets more effective assistance. Continue reading