National Consumer Protection Week: Yes, You Can Receive Spam on Your Cell Phone

NCPW

By: Ryan Corbin, Fall 2014 Student Intern

phone1Have you ever received a promotional message over text messaging? Text message spam is to your cell phone what email spam is to your personal computer.  Text message spam can lead to unwanted charges in your cell phone bill, reveal personal information, and slow cell phone performance.  Often the text message will promise free gifts just by clicking a link.  Clicking on the link can install malware on your phone that collects information from your phone.  Once the spammer has your information, it is sold to marketers or identity thieves.  Also, your wireless carrier may charge you simply for receiving a text message and it can slow performance by taking up space on the phones memory.

Practice doing these things to protect against text message spam: Continue reading

National Consumer Protection Week: Safely Leverage Today’s Money Management Tools

NCPW

By: Ryan Corbin, Fall 2014 Student Intern

compHave you ever used the internet to buy an investment? Just because you are buying an investment online, don’t forget what the Investor Advocacy Clinic has taught you.  Remember: Continue reading

National Consumer Protection Week: March 1-7, 2015

NCPW

By: Ryan Corbin, Fall 2014 Student Intern

Join the Investor Advocacy Clinic in celebrating the 17th annual National Consumer Protection Week (NCPW) next week!  NCPW is a coordinated campaign that encourages consumers to take advantage of their consumer rights and make better-informed decisions.  Participants include the Better Business Bureau, Consumer Financial Protection Bureau, Federal Bureau of Investigation, FINRA Investor Education Foundation, Georgia Governor’s Office of Consumer Protection, U.S. Securities and Exchange Commission Office of Investor Education and Advocacy, and many more.  However, we all can participate by becoming informed consumers and helping others to avoid scams.

You may be wondering where to start. First, follow the Investor Advocacy Clinic’s blog next week for posts tailored to consumer protection.  Second, visit the NCPW website for free educational resources and to read blog posts from national consumer protection experts.  Finally, help spread the word in any way you can.

If there’s anything you have learned from the Investor Advocacy Clinic, it is that scams to get at your money are prevalent in today’s society. However, this shouldn’t scare you.  Simply being aware of what’s out there will drastically decrease your chances of ever becoming a victim.

With smart phones and the internet quickly becoming the exclusive medium for today’s consumer, I would like us to smartly use our devices.  Over the next few days I will provide us with some tips that every online consumer should be aware of.

Until then, learn more about NCPW by watching this video.

How to Get “Real World” Experience in Law School

To apply for our Fall 2015 semester, please use the in-house clinics application form, located here.  Applications are due no later than February 27 at 7:00 p.m.

By: Ryan Corbin, Fall 2014 Student Intern

corbinMost law school classes do not give students practical experience. That is why the Investor Advocacy Clinic is such a great opportunity.  The Clinic allows students to gain “real world” experience while learning the ins and outs of representing investors in actions against their brokers.  This last semester, I was able to interview potential clients and research potential claims; real people with real claims.  I was able to see what goes into deciding on whether to bring on a new client and how to build a case.  These experiences make for a great transition between law school and the practice of law.  I would recommend the Clinic to anyone who is looking to round out their law school learning experience.

How to Get “Real World” Experience in Law School

By: Ryan Corbin, Fall 2014 Student Intern

corbinMost law school classes do not give students practical experience. That is why the Investor Advocacy Clinic is such a great opportunity.  The Clinic allows students to gain “real world” experience while learning the ins and outs of representing investors in actions against their brokers.  This last semester, I was able to interview potential clients and research potential claims; real people with real claims.  I was able to see what goes into deciding on whether to bring on a new client and how to build a case.  These experiences make for a great transition between law school and the practice of law.  I would recommend the Clinic to anyone who is looking to round out their law school learning experience.

Friday’s Fraud: Advance Fee Fraud

By: Ryan Corbin , Fall 2014 Student Intern

FridayJust from the name you can likely guess what advance fee fraud is. As you probably guessed, this type of fraud occurs when an investor is asked to pay a fee up front in order for the deal to go through, but then you never see your money again.  You’re likely thinking:  I would never fall for that!  However, just a couple weeks ago the SEC released an Investor Alert due to the thousands of complaints that they have received regarding this type of fraud. Continue reading